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Posts Tagged Dui Conviction

Auto Insurance Rate After DUI Austin Texas

Nov 4

Posted by admin in Dui Insurance Austin | No Comments

I am wondering if my auto insurance rate will increase after conviction of DUI?

Bryan

Austin, TX

 

Yes, your car insurance rate will typically go up if you have been convicted of DUI on your driving record. You will now be placed on the category of high risk drivers if you drive while under the influence of alcohol or drugs and got involved in an accident.

The amount of increase in your car insurance rate after DUI conviction and being a high risk driver will depend upon the insurance provider that you currently have insurance with and their rating system of that insurance provider. You also may lose some car insurance discounts that you also previously had on the car insurance policy which made your auto insurance rates lower such as a safe driver discount and good student discount.

Some department of motor vehicles or insurance regulators provide information on the average car insurance rate increase after DUI conviction. You may call them to get more information on how much your car insurance rate will increase after DUI conviction.

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DUI/DWI SR 22 Insurance Quotes Elgin Texas

Sep 21

Posted by admin in Dui Insurance Austin | Comments off



Can Insurers miss DUI convictions?

Steve

Elgin, TX.

 

Steve,

It’s possible that your insurance company will never find out about your DUI conviction if you don’t have to get an SR-22. A June 2002 study by the Insurance Research Council revealed that as many as one-quarter of driving convictions never end up on motor vehicle records due to lack of shared information between courts and motor vehicle departments, or because a conviction has been erased through alternative means, such as driving school. If you get your charge reduced in a plea bargain, or have a limited license suspension, such as 30 days, it’s also very unlikely your insurer will find out about your conviction.

 If your insurance company misses the conviction at the time it happens, it may still have a few years to raise car insurance rates if the DUI is discovered later.

Great Question.

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Cheap SR 22 quotes Austin Texas

Jul 9

Posted by admin in SR22 Insurance Austin | Comments off

Will my premiums increased after getting a DUI/DWI?

Alex

Austin, TX.

Alex, 

The amount your premiums will increase is unknown, it is likely they could double. Further, if you have enjoyed a “preferred driver” status with low premiums, a DUI conviction could nearly triple your premiums in some states.

 There are no laws in effect that regulate the premiums that you are charged. What this means is that each company is free to charge whatever prices they want in order to issue you one of these high risk SR22 insurance policies. Knowing this, the best thing you can do is to comparison shop and get quoted on as many policies as you possibly can before deciding on a particular insurance company.

Thank You for the great question. 

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DUI/DWI SR22 Insurance Spring Texas

Jun 29

Posted by admin in Dui Insurance Austin | Comments off

What is SR 22 Insurance?

Fred

Spring TX.

Fred, 

It is a type of high risk auto insurance that came about because the state decided that people with drunk driving convictions were a danger on the roadways. This insurance carries high premiums and can last as long as 3 years. It is required by law to have this insurance after a DUI/DWI conviction.

There are no laws at this time to regulate the cost of premiums for SR22 insurance so the best way is to get several quotes. Online is the easiest way to do this. Just fill out a short form, then click the mouse and you will have several quotes to compare.

Great Question.

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